Income Limits For Ssa Disability
No limit on earnings under full retirement age 17 640 for every 2 over the limit 1 is withheld from benefits.
Income limits for ssa disability. For 2019 the income limit for a blind person is 2 040 per month. The upper income limit for ssi applicants about 1 650 per month does apply to blind ssi applicants and recipients. Gross monthly income limit guidelines range between 3 065 and 6 009. However the ssa has to put income limits on disabled workers who receive benefits since the ssa strives to support those who truly don t have the ability to work.
The exception to this dollar limit is in the calendar year that you will reach full retirement age. For every 2 you exceed that limit 1 will be withheld in benefits. To qualify for ssi you must earn less than 735 per month. The social security disability income limit for 2021 is 1 276 a month.
This limit will increase to 2 220 per month for 2020. For 2020 the limit is 18 240. If you earn more than the sga limit despite having a disability you will not be eligible for disability benefits because the ssa will not consider your disability severe in 2019 the sga limit was 1 220. Anyone who earns more than this amount from jobs or under the table work qualifies as engaging in substantial gainful activity sga.
This number is calculated with the 1 3 cola that was recently announced by the social security administration. However if you are receiving disability payments from other sources as discussed below your payment may be reduced. That means that if you were capable of earning 1 220 you were not eligible for disability benefits. To qualify for ssdi you must earn less than 1 170 per month.
If you are blind the threshold is higher. The ssa uses a complex calculation a means test known as deeming to determine the income limits for each family. While these numbers do fluctuate the income limit typically falls around this range. The ssa has increased the sga amount to 1 260 per month for 2020.
Although millions of people collect disability benefits not all of them are ready to throw in the towel in fact the social security administration ssa encourages disabled workers to chart new career paths or rejoin their former jobs. What is the average monthly income for social security disability.