Income Protection Insurance Premium Calculator

Use our 2020 uk income protection insurance calculator get expert advice and compare online quotes from aviva vitality and other top uk insurers.

Income protection insurance premium calculator. The premiums used in this calculator are based on current premium rates and the information supplied. Please note that the levels of cover and premiums for death tpd and income protection insurance may be subject to change from time to time. The cost of income protection can vary considerably depending on your age health. Choosing a longer deferred period reduces the cost of your cover.

Please note that the levels of cover and premiums for death tpd and income protection insurance may be subject to change from time to time. Online form insurance premium calculator whole units. Reviewable means the insurer fixes your premium for the first 5 years but can review and increase your premium after 5 years. Here s a more in depth article on reviewable income protection.

Income protection insurance is an insurance policy designed to help replace your income due to any illness or injury preventing you from being able to work for a prolonged period. You can use the tabs to view policies available for a non smoking male working in the healthcare industry in his 20s 30s or 40s to see results most relevant to you. The premiums used in this calculator are the base premium rates in the statewide group insurance policies as at 1 april 2020 and do not include any premium loadings that may be applied by the insurer. These premiums may vary in future.

Income protection policies will only cover a. The maximum cover level permitted is 75 of your regular annual income less the state disability benefit where you re entitled to this benefit as an employee or as a self employed individual in ireland. The table below displays a snapshot of some of the income protection insurance policies on canstar s database with links to providers websites. Our income protection calculator will help you decide how much of your income you need to protect.

With guaranteed quotes the provider fixes your premium for the life of your income protection policy. Income protection premium calculation.