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1500 100 400 2 000 if your gross monthly income is 6000 then your debt to income ratio is 33 percent 2000 is 33 of 6000.
Mortgage affordability calculator based on income. Determining your monthly mortgage payment based on your other debts is a bit more complicated. Zillow s home affordability calculator will help you determine how much house you can afford by analyzing your income debt and the current mortgage rates. Results of the mortgage affordability estimate prequalification are guidelines. Know these terms and how they work debt to income ratio dti.
Most lenders do not want your total debts including your mortgage to be more than 36 percent of your gross monthly income.
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