Income Protection Key Features

Shepherds friendly income protection is primarily designed to provide a monthly benefit to the self employed and for anyone who does not receive an income or only a limited income from their employer in the event they are unable to work due to accident or sickness.

Income protection key features. Our income protection can help your clients rest a bit easier knowing they ll get a monthly income if they re sick or injured and can t work. The cover pays an on going regular benefit for up to 60 of your client s income helping minimise the cost and impact ill health can have on clients and their families. Your clients can choose between level or increasing cover they can select the length of their deferred period and choose how long they want their cover to pay out for. Key features of the income protection plan 3 of 16 the income protection plan the income protection plan is an insurance plan that provides a regular income benefit to replace some of your earnings if you can t work because of long term illness or injury.

Select provides more benefits for extra support for them and their family. Your adviser will help you decide if this plan is right for you. Key features optional benefits include but not limited to critical illness benefit family income benefit hospitalization benefit etc fresh start option loyalty bonus. Earnings band total taxable earned income maximum beneit amount maximum beneit amount per band 1 up to.

The exeter is a trading name of exeter friendly society limited which is authorised by the. Both zurich income protection and zurich income protection select will help support your client through life s ups and downs. Bending œ the ability to bend or kneel to touch the floor and straighten up again. Key features document purely income protection plan keeping life colourful index introduction things you need to know making a claim other information additional features 7 5 4 3 9 11.

Key features personal protection 5 for example if your total taxable earned income is 150 000 a year your maximum beneit amount would be. Lifting œthe ability to pick up an object weighing 2kg at table height and hold for 60 seconds before replacing the object on the table. All this evidence suggests that income protection isn t just a big priority but it s also a big opportunity. Income protection features at lv we believe everyone should be supported if they re ill and unable to work with quality financial protection that pays out when it matters.