Aegon Family Income Benefit Key Features
3 6 free cover means any rights to free cover described in the application key features document or the relevant policy conditions.
Aegon family income benefit key features. If you don t want critical illness cover with your fib you don t have to have it. However we won t pay out for a terminal illness diagnosed in the last year of the benefit term. 4 4 family income benefit 15 4 5 critical illness family income benefit 16 4 6 life with critical illness family income benefit 17 4 7 reducing life protection 18 4 8 reducing critical illness protection 19 4 9 reducing life with critical illness protection 20. When setting up your policy you ll decide whether it will pay a lump sum or a regular income also known as family income benefit if you should die during the life of your policy.
A choice of lump sum and family income benefits including life protection 1 critical illness protection 1 and life with critical illness protection 1. Cover for possible inheritance tax liabilities with our gift inter vivos benefit. You can ind more. 2 key features personal protection here you can ind out the main points about our personal protection policy.
Critical illness family income benefit total permanent disability benefit reducing critical illness protection children s critical. Family income benefit family income benefit pays out a monthly income until the end of the benefit term if the insured person either dies or is diagnosed with a terminal illness that meets our definition during the benefit term. Page 5 of 36 personal protection menu continued 1limits apply to the income protection benefits that are payable see the key features for details at claim we ll treat the first 12 months of unemployment as if the claimant was in full employment for occupation. The policy only provides protection and has no cash in value at any time.
Family income benefit family income beneit pays out a monthly income until the end of the beneit term if the insured person either dies or is. Our menu of options lets you shape your clients cover to meet their individual needs. We might not pay out a claim under certain circumstances. Flexible trust deed guide to our critical illness definitions key features of personal protection life protection individual single life policies or joint life cover personal income protection at a glance.
If cover for a specific length of time isn t right for you you can choose a whole of life policy which will pay a lump sum when you die regardless of when that is.